Why the HP Instant Ink Program Makes Me Wish I Had an HP Printer

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save money on printer ink | HP Instant Ink Program Overview and Review | saving money on printing costs | frugal living | cheap | thrifty | inexpensive | subscription service

If you want to save money on ink, consider buying an HP printer and using the HP Instant Ink Program. Read on to learn more. Copy. Print. Scan. I use all these features found on printers today. I scan items for work. I copy things for homeschool. And I print coupons, stuff for church, business documents, and more. I use my Canon printer every single week, which means I use quite a bit of ink regularly. Because of this, there is almost a constant pop-up on the bottom right of my computer screen that says "Ink levels low" every time I print something new.  I ignore it until it's so low that my printer refuses to print with ...

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The Truth About Kids Getting Paid for Doing Chores

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Chores | Chore Charts | Allowance for Kids | Paying Your Kids | Chore Schedule Calendar | Kids Money Management | Kids Personal Finance | Instilling Value | Money Smart | Money Sense | Family Chores | Instilling Values in Children | How much |

This is a sponsored post. All opinions on should kids get paid to do chores and otherwise are my own. The other day we went to the grocery store and my 6-year-old daughter Alison brought her purse with her. As I'm loading up the vehicle to go home, she pulled out a $1 bill and offered it to me, to help pay for the groceries. While the offer was extremely sweet and kind, I didn't take my daughter's money. As the parent, I don't think it's my child's obligation or responsibility to help me pay for food for her and the rest of our family. That's my and my husband's job to provide. This same daughter has also been known to ...

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15 Must-Have Baby Items Essential for Life with a Newborn

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Must-have baby items, baby registry list, newborn essentials, what you need for baby, baby checklist, 0-6 months essentials.

The baby registry lists provided to you when creating your baby registry in store are quite extensive - and overwhelming - for first time parents! Are all of these things really must-have baby items? If they aren't baby essentials, then what are they? When I was expecting for the first time, I was completely blown away with how expensive baby gear and newborn essentials were! There was no way I could afford every single item listed on my baby registry checklist, at least not in the quantities specified. This was especially true because A) I was having TWINS and B) We were poor college students. Thankfully, I have eight older ...

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Stitch Fix Review #2 – These Prices are Killing Me!

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December 2016 Stitch Fix Review - Honest talk about Stitch Fix Prices Costs and whether or not it's worth the expense, especially for cheap, frugal or poor people.

My styling fee was waived in exchange for an honest review of Stitch Fix. I received this box December 2016 in time for the holidays. I wasn't sold on Stitch Fix after my first box, and questioned whether the cost of Stitch Fix made it something frugal people (like myself) could really get behind and use, or if it is something solely for those with extra income because of the Stitch Fix prices. If you are unfamiliar with Stitch Fix, they are a styling service that handpicks fashion pieces - clothing and accessories - for you and ships them to your door how ever often you'd like. They use a comprehensive style quiz to determine ...

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Learn How the ShopKick App Will Change the Way You Shop

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shopkick-app-review-how-to-use-shopkick-app

The ShopKick app is one of my favorite money saving phone apps because it is extremely easy to use and fun!  If you like being rewarded for shopping, then you need to learn how to use ShopKick! We currently live very close to a large Outlet Mall and other retail stores. Sometimes my husband and I like to head out with the kids to get some fresh air, exercise, and window shop over at the outlets. We chat, look around, let the kids play with some toys (that we don't buy), look at a few things, play at the playgrounds, and eventually head home. But, would you believe that during our fun little shopping excursion, I earn money? And ...

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The True Cost of Cloth Diapers and How Much You’ll Save

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Cloth Diaper Cost - How much cloth diapering really saves you - cloth diaper expenses - cloth diapers vs disposable diapers

Cloth Diapers Cost:  Can You Really Save 50% or more versus using disposable diapers? When I had my first child about six years ago, I had no idea what I needed to purchase for my newborn.  Some things were obvious, such as a crib, bottles, and of course – diapers.   Being the frugal savvy woman I am, I had no idea there was an alternative to the disposable diapers we find in every store and see on television commercials. I was first introduced to cloth diapers by my neighbor.  She's a huge eco-friendly person and was like me – she wanted to save money.  Being naive,  I thought cloth diapers would be a pain in the butt, a ...

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Is Stitch Fix Right for Frugal People? My Honest Review

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Great honest Stitch Review from a cheap frugal person like me! I've always wanted to try out their styling services but wondered if it was really worth the expense.

Though I was given a $20 credit to try Stitch Fix for free what follows is my honest Stitch Fix Review as a frugal, simple person. Fashionable is not a word I use to describe myself. Now or ever. I think I can look nice, but fashion-forward or stylish are not qualities I seek out in my life (while modesty I do seek out). It's not really me, especially because I am a stay-at-home mom with kids that frequently wipe boogers on my shirts, pull my hair, break my necklaces, and ooze out poop from their diapers onto my lap. Thus, fashion-forward clothes are not a big priority in my day-to-day life. However, I no longer want to ...

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The Surprising Way We Paid Off Debt and Escaped Poverty {While Still Earning Degrees}

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A Surprising way to pay off debt and escape poverty while still earning degrees! Great advice for low-income families struggling to make ends meet.

This post was inspired and sponsored by Domain.ME, the provider of the personal domains that end in .ME. As a company, they aim to promote thought leadership to the tech world. All thoughts and opinions are my own. When we got married, my husband and I didn't have much more than some basic pieces of furniture and a roof over our head. We both were part-time employees, working low-paying jobs on our respective college campuses.  And thanks to paying (aka charging) most of our wedding related expenses ourselves, also had over $8,000 in credit card debt as well as tens of thousands in student loan debt. Our financial situation ...

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How Non-Traditional College Students are Making Ends Meet

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Afford going back to school - non traditional college student

Chances are high that you or someone you know is in a similar situation as I am in: a college student who is earning degrees later in life with a family in tow. As non-traditional students we’re out there seeking educational advancement: degrees, certificates, training, courses, professional development and the like. In the U.S.A, a place where education is viewed as the great equalizer, we’re hungry for bettering ourselves, our families, our vocations, our incomes.  Our group of education-seekers differ from traditional variety in that we started a family prior to finishing our journey for more education. We are the ...

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14 Money Saving Tips for Moms Having a Baby on a Budget

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When you have a baby on a budget, you need all the money saving tips for moms that you can get! Great advice for having a baby with little or no money.

The cost of a baby is ridiculous, well, as long as you buy into those cost calculators online. You can totally have a baby on a budget and you and baby will be A-Okay. They may not be able to do everything celebrity babies do, but babies don't care, at all. They just want love and love is free and you have plenty of it!  I'm sharing my best money saving tips for moms. My husband and I had a baby with no money. Actually, twin babies. We were both in college, finishing our last semester as they were born. We didn't have jobs lined up after graduation, had credit card debt, and no employment. It wasn't quite the ideal financial ...

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How to Save Money on Groceries Without Ever Leaving Home

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If you want to try out online grocery shopping, here's how to make it much more affordable! Save money on groceries without coupons or leaving home!

I hate grocery shopping. And it's not even because I have four kids that join me when I go. The main reason for my disdain is the high grocery bill at the end and still feeling like we don't have any food a few days later. My frugal nature encourages me to find ways to save money on groceries. I clip coupons. I shop sales. I stockpile when the price is right. I use money saving couponing apps on my phone. I buy generic. I avoid eating out too! Nonetheless, I always spend more than I want to, because I want to spend $0 on food. I know. It's unrealistic, cause, well, I need to eat and so does my family, and it isn't going to ...

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How to Maximize Your Savings on Carter’s Baby Clothes

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carter's baby clothes - saving money - coupons

This post is sponsored by Carter's; however, all thoughts and opinions are my own. I have friends who are all gung-ho about buying secondhand items. They love to hit up garage sales, people from local For-Sale Facebook groups, and local or online consignment shops. I myself have found some great things here and there from these venues. But, when it comes to buying baby clothes or clothes for my older children, I don't understand the appeal of buying clothes secondhand. It has been my experience that you can buy brand new baby clothes for the same price as used baby clothes. While I think buying used is still great for many ...

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